Estimate only — not tax advice. For decisions specific to your situation, consult a qualified professional. See methodology and sources.

$30,000 after taxes in West Virginia

2025 estimate, single filer. Federal + Social Security + Medicare + West Virginia state tax.

Estimated take-home (single)
$25,421
$2,118.38 / month · $977.71 / biweekly · 15.3% effective tax rate

Breakdown (single filer)

Gross salary$30,000
Federal income tax-$1,562
West Virginia state tax (4.82%)-$723
Social Security (6.2%)-$1,860
Medicare (1.45%)-$435
Net$25,421

Rent burden in West Virginia

Median rent
$819 / mo
Annual rent
$9,828
% of net pay
39%
After rent / mo
$1,299.38

HUD's housing burden threshold is 30% of net income. At $30,000 in West Virginia, median statewide rent takes 39% — above the cost-burdened threshold. That leaves $1,299.38 per month for everything else (utilities, food, transportation, savings).

Source: US Census ACS 2023, B25064 (median gross monthly rent, statewide). Metro markets typically run 20-50% above the state median.

Where $30,000 ranks in West Virginia

West Virginia percentile
29th
National percentile
20th
West Virginia median HH
$56,191
National median HH
$80,610

$30,000 as a single earner places you at the 29th percentile of West Virginia households after adjusting for the state median ($56,191 vs national $80,610). Nationally that's the 20th percentile. Household percentiles assume single-earner; two earners at this income would move several brackets higher.

Home affordability in West Virginia

Max affordable home
$80,944
West Virginia median home
$158,600
Affordability ratio
51%
Max housing / mo
$525.00

Using the 28% rule (housing costs ≤ 28% of gross pay) at a 6.75% 30-year fixed mortgage, reserving 25% of the housing budget for taxes + insurance + HOA, your max affordable home price is about $80,944. That's 51% of the West Virginia median home value of $158,600 — most homes statewide are out of reach without a larger down payment or co-buyer.

Source: Census ACS 2023, B25077 (median home value). Mortgage rate: Freddie Mac PMMS 30-yr fixed (early 2026 reference).

By filing status

StatusNet annualMonthlyEffective rate
Single$25,421$2,118.3815.3%
Married Filing Jointly$27,705$2,308.757.6%
Head of Household$26,594$2,216.1311.4%

$30,000 in neighboring states

Net pay and rent burden across West Virginia's contiguous neighbors. Direct comparison for relocation or remote-work decisions.

StateState rateNetMedian rent / moAfter rent / yr
West Virginia (current)4.82%$25,421$819$15,593
Pennsylvania3.07%$25,683$1,226$10,971
Maryland5.75%$25,281$1,714$4,713
Virginia5.75%$25,281$1,542$6,777
Kentucky4.00%$25,544$1,014$13,376
Ohio3.50%$25,619$1,031$13,247

Other salaries in West Virginia

Common questions

How much of a $30,000 salary do I keep in West Virginia?
About $25,421 after federal income tax, West Virginia state tax (4.82%), Social Security and Medicare. That works out to roughly $2,118 per month or $978 every two weeks for a single filer in 2025.
What is the effective tax rate on $30,000 in West Virginia?
The combined effective rate is 15.3%. That's the share of gross pay lost to federal, state, Social Security and Medicare. Marginal rate is higher because federal brackets are progressive — only the top slice of income is taxed at the highest bracket.
Why does take-home in West Virginia look moderate compared to neighbors?
West Virginia's top state rate is 4.82%. Federal tax is identical in every state — the gap between states on this page is entirely state income tax. Eight states have no income tax (AK, FL, NV, SD, TN, TX, WA, WY); the rest range from ~3% to ~13.3%.
Does this estimate include 401(k), health insurance or local taxes?
No. This is a top-line federal + state + FICA estimate for a single W-2 filer taking the standard deduction. 401(k) pre-tax contributions, employer health premiums, HSA, and city or county income taxes (e.g., NYC, Philadelphia) reduce take-home further. For an exact paycheck, use a payroll service or a CPA.

Full data sources and formulas: /sources.

Estimate only — not tax advice. Federal brackets: IRS Rev. Proc. 2024-40 (tax year 2025). State tax uses the top marginal or flat rate. Itemized deductions, credits, 401(k), healthcare premiums, and local/city taxes are not modeled. Rent and home values: Census ACS 2023 (B25064, B25077). Methodology →

Sources

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