Is $200,000 a good salary in Virginia?
$200,000 in Virginia is an upper-income household income - the 83rd percentile of Virginia households in the Census ACS 2024 distribution (86th nationally). A single filer keeps about $138,297 after federal, Virginia state, and FICA taxes - roughly $11,525/mo at a 31% effective rate. Statewide median rent takes 9% of gross, inside the affordable band.
Estimate only - not financial advice. Methodology and sources.
Census ACS 2024 1-year data (tables B19080, B19013), verified . Reviewed by kgenots, Editor. Methodology
Virginia household income distribution (ACS 2024)
Virginia's own published cut-points - where $200,000 sits is highlighted. These are the actual Census quintile thresholds for Virginia, not the national distribution rescaled.
| Percentile | Band | Household income |
|---|---|---|
| 20th percentile | Bottom 20% | $39,902✓ passed |
| 40th percentile | Lower-middle | $72,861✓ passed |
| 50th percentile (median) | Median household | $92,090✓ passed |
| 60th percentile | Upper-middle | $115,478✓ passed |
| 80th percentile | Top 20% starts | $186,315✓ passed |
| 95th percentile (top 5%) | Top 5% starts | $250,001 |
$200,000 clears the 80th percentile threshold in Virginia - placing it at the 83rd percentile of state households.
Take-home pay on $200,000 in Virginia
| Gross income | $200,000 |
| Federal income tax | −$37,247 |
| Virginia state income tax | −$10,638 |
| Social Security (6.2%) | −$10,918 |
| Medicare (1.45%) | −$2,900 |
| Take-home (net) | $138,297 |
That's about $11,525/month net, an effective tax rate of 30.9%. Virginia's average combined sales tax is 5.77%, charged on taxable spending out of that net - a consumption cost on top of the income tax above.
Single filer, 2025 federal brackets + standard deduction. State tax uses Virginia's top/flat marginal rate, so in progressive-bracket states (e.g. California, New York) the state line is an upper bound and your actual net is likely a little higher. Married-filing-jointly and pre-tax 401(k)/health deductions also change the result. Estimate only - Virginia take-home detail →
Occupations near $200,000 (single earner)
BLS national median wages within ±15% of $200,000 - gives texture for which careers and seniorities land at this income level.
| Occupation | Stage | National wage |
|---|---|---|
| Product manager | senior | $200,000 |
| Air traffic controller | senior | $196,000 |
| Software engineer (senior) | senior | $220,000 |
| Petroleum engineer | senior | $220,000 |
| Data scientist | senior | $178,000 |
| Physician (family medicine) | mid-career | $224,400 |
Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2024. National medians; metro/state variance can be ±30%. Career stage estimates: entry ≈ 25th pct, senior ≈ 75th pct of the same SOC code.
Lifestyle context - rent burden in Virginia
At $200,000 gross, statewide median rent eats 9% of income - inside the affordable band. Metro areas (LA, SF, NYC, Boston, Seattle) typically run 30-50% above the statewide median.
Home affordability at $200,000
Using the 28% rule on a 30-year mortgage, $200,000 gross supports a home purchase up to about $539,625. Virginia median home value is $357,500 - you can afford 151% of the median home, so buying statewide is realistic.
How $200,000 ranks in neighboring states
State-adjusted percentile shows the same income placed in Virginia's contiguous neighbors. Relevant for relocation, remote-work geography, or border-town decisions.
| State | Median HH | % vs median | Percentile |
|---|---|---|---|
| Virginia (current) | $92,090 | +117% | 83rd |
| West Virginia | $60,798 | +229% | 93rd |
| Kentucky | $64,526 | +210% | 90th |
| Tennessee | $71,997 | +178% | 88th |
| North Carolina | $73,958 | +170% | 88th |
| Maryland | $102,905 | +94% | 79th |
| District of Columbia | $109,707 | +82% | 72nd |
$200,000 ranks similarly in
Other incomes in Virginia
Common questions
- Is $200,000 a good household income in Virginia?
- It sits at roughly the 83rd percentile of Virginia households in the state's own Census ACS 2024 income distribution (Virginia median $92,090). Nationally that's about the 86th percentile. Whether "good" depends on household size, debt, and metro cost of living - state figures smooth over big within-state variation.
- How does $200,000 compare to the Virginia median?
- It's 117% above the Virginia median household income of $92,090 (Census ACS 2024, table B19013). Half of Virginia households earn less than $92,090, half earn more.
- How exact is the 83rd percentile figure for $200,000?
- It is interpolated, not read off a published table. The Census publishes Virginia household income only at quintile cut-points, and $200,000 falls between the 80th-percentile cut-point ($186,315) and the 95th-percentile cut-point ($250,001). We interpolate linearly between those two published points, so the figure is accurate to a few percentile points, not to the decimal.
- What is the highest income Virginia's data can rank?
- Virginia's published 95th-percentile cut-point is $250,001, below the $250,001 level at which the Census top-codes this measure. That means percentile positions in Virginia stay meaningful across the full range shown here, unlike in higher-income states where the top bracket is censored.
Full data sources and formulas: /sources.
Source and methodology
Data source. Virginia household income distribution comes from the U.S. Census Bureau, American Community Survey 2024 1-year estimates: table B19080 (quintile upper limits) and table B19013 (median household income), retrieved via the Census Reporter API on 2026-07-11.
How the percentile is derived. The Census publishes Virginia only at the cut-points shown in the table above. We interpolate linearly between the two published points that bracket $200,000 ($186,315 and $250,001). We do not rescale one national curve by a state median, which is what most percentile calculators do.
Limitations. Interpolated positions are accurate to a few percentile points, not to the decimal. Virginia's 95th-percentile cut-point is $250,001, below the $250,001 top-code ceiling, so ranks stay meaningful across the range shown. State-level figures also smooth over large metro-to-rural variation within Virginia.
US household income percentile calculator → Income percentile by state (all 50) → Full methodology →
Estimate only - not financial advice. Percentiles are interpolated from US Census Bureau ACS household income distribution tables and describe where an income falls nationally - they are not a judgment of what you should earn or financial advice. Cost of living varies widely by state and metro.
Reviewed by kgenots, Editor · editorial policy