$120,000 in Tennessee
Household income percentile, occupation comparison, and lifestyle context for Tennessee.
Occupations near $120,000 (single earner)
BLS national median wages within ±15% of $120,000 — gives texture for which careers and seniorities land at this income level.
| Occupation | Stage | National wage |
|---|---|---|
| Registered nurse | senior | $121,000 |
| Pharmacist | entry-level | $113,000 |
| Data scientist | mid-career | $108,020 |
| Accountant | senior | $132,000 |
| Civil engineer | senior | $133,000 |
| Plumber | senior | $107,000 |
Source: BLS Occupational Employment and Wage Statistics (OEWS), May 2024. National medians; metro/state variance can be ±30%. Career stage estimates: entry ≈ 25th pct, senior ≈ 75th pct of the same SOC code.
Single earner vs two-earner household
One earner pulling $120,000 typically means a registered nurse or comparable role. Above-median earner status in Tennessee.
Two earners at $60,000 each combined = $120,000. Each individual is below median individually, but the household lands at the same percentile as a single $120,000 earner.
Lifestyle context — rent burden in Tennessee
At $120,000 gross, statewide median rent eats 12% of income — inside the affordable band. Metro areas (LA, SF, NYC, Boston, Seattle) typically run 30-50% above the statewide median.
Home affordability at $120,000
Using the 28% rule on a 30-year mortgage, $120,000 gross supports a home purchase up to about $323,775. Tennessee median home value is $264,800 — you can afford 122% of the median home, so buying statewide is realistic.
How $120,000 ranks in neighboring states
State-adjusted percentile shows the same income placed in Tennessee's contiguous neighbors. Relevant for relocation, remote-work geography, or border-town decisions.
| State | Median HH | % vs median | Percentile |
|---|---|---|---|
| Tennessee (current) | $67,631 | +77% | 74th |
| Mississippi | $54,915 | +119% | 81th |
| Arkansas | $58,773 | +104% | 79th |
| Alabama | $62,212 | +93% | 77th |
| Kentucky | $64,452 | +86% | 75th |
| Missouri | $68,545 | +75% | 73th |
| North Carolina | $70,804 | +69% | 72th |
| Georgia | $74,664 | +61% | 71th |
| Virginia | $89,931 | +33% | 63th |
$120,000 ranks similarly in
Other incomes in Tennessee
Common questions
- Is $120,000 a good household income in Tennessee?
- It's at roughly the 74th percentile for Tennessee after adjusting for the state's median income ($67,631). Nationally that's about the 67th percentile. Whether "good" depends on household size, debt, and metro cost of living — Census medians smooth over big within-state variation.
- How does $120,000 compare to the Tennessee median?
- It's 77% above the Tennessee median household income of $67,631 (Census ACS 2023, table B19013). Half of Tennessee households earn less than $67,631, half earn more.
- Why does this number differ from other percentile calculators?
- Two sources of variation: (1) some calculators use individual income, not household — household income is typically higher because it combines earners. (2) Some use single-year ACS, others use 5-year averages. We use ACS 2023 1-year B19080 for the national distribution and adjust by state median ratio.
Full data sources and formulas: /sources.